You don't have to be driving to be caught. Keeping a vehicle without insurance is against the law.
If your vehicle does not have a record of insurance on the Motor Insurance Database (MID) or has not been declared ‘off the road’ by contacting the DVLA with a formal Statutory Off Road Notification (SORN), you will receive a warning letter in the post and face penalties and risk being wheel clamped by the DVLA unless you take action to stay legal.
Providing you have a current motor insurance policy and it appears on askMID.com then no fixed penalty will be issued to you.
If you are insured it is important to check that your vehicle details are recorded correctly on the MID. You can do this for FREE by checking askMID here. Simply enter your vehicle registration number and if your details do not appear, or are incorrect, you should contact your insurance provider immediately so that they can update your records.
There are many ways for you to save on your motor insurance and still be legally covered to drive – as you will see from our Motoring Tips – but don’t be tempted to stretch the truth to get a cheaper quote. It will ultimately invalidate your insurance.
Be sure to avoid ‘fronting’ a policy - when a parent incorrectly declares themselves as the main driver of the vehicle - although it could be appealing in the first instance, it can cost you in the long run. It’s illegal and can lead to serious consequences including prosecution.